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Did the hot housing market make the banks go bad?

     /      04:11
Business was booming, the consequences be damned, ANZ boss admits. 
ANZ CEO Shayne Elliott says the bank's response to breaches has been "unacceptable"video

ANZ to refund 2 million accounts

     /      4:18
ANZ boss admits "it's clearly unacceptable" 
Loan approvals look likely to fall

One big bank is making it tougher to get a loan

The bar has been raised. Will the other majors follow suit? 
ANZ boss Shayne Elliott has said now is the time for cautionvideo

ANZ boss urges caution on lending

     /      10:38
It's never been tougher for the banks, he said.  

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